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Archive for January, 2006

Tuesday

January 31st, 2006 at 11:23 am

We had good news yesterday and today. WE are going to get money back, enough that we will be able to pay off the CC. That will be the first time in I don't know how long that we have no unsecured debt. We still have two car payments. One car will be paid off at the end of the year and the other will be four more years. I may try only having one car after this one dies. At the very least we will only have one car payment.We are going to double our emergency fund and still have money to put away for our trip to DC with DD and family. My DH still plans on finding a different job (with a shorter commute to see family right now it is 3200 miles round trip) so I am going to start decluttering my house again. I am getting good at it. I moved from an 8 bedroom house to a 4 room apartment and from there to a 1 room effeciency in the last 3 years. It was fun to move up to a 3 bedroom but I think the next place will be smaller, still 3 bedrooms but not as much open space or as big rooms. Right now we have built in dressers and bookcases that I will miss too. Another saving thing I am doing is making Christmas presents for DH family (mine doesn't exchange) and the few extra's we give to. My sewing machine has been busy, I have two done already! I'm off to sort books and other stuff so I can sell them on ebay or at a garage sale. I need to look into the $20.00 challenge thing also.

Day ?

January 30th, 2006 at 07:30 am

Not sure what day to call this. Weekends are not good internet times around here. I hope to read and do some of the financial challenges at nap time today. We also need to get our taxes done. Won't be getting much back but we hope to not owe. That will be the first time in awhile. i want to look into the free electronic filing thing. We are trying to figure ways of saving. We ate peanut butter instead of ordering pizza (big sacrifice for both of us) so that is a start. I have started dumping my change too. Once upon a time I did it and ended up with alot at the end if the year. Right now my DS#2 is getting tired of Mom being on the computer so I'll get back to this at naptime.

Day 3

January 27th, 2006 at 06:19 am

Hey, I'm moving up in the world. I'm in first grade now. This is an interesting site. Yesterday was grocery day. I have decided to empty the cupboards (by using the stuff) before we get anything that isn't absolutely vital. We are planning a move in the (hopefully) near future and that means less to pack. It also means more we can pay on the CC. DH is looking for a new position preferable closer to our family.

Day 2, still confused, just by new things!

January 26th, 2006 at 11:43 am

OK, I understand a bit more of what I'm doing on this site thanks to my DD. And I have stumbled over a few other answers myself. I started my first thread and added a couple posts. I even figured out how to add to my journal/blog. That took the longest. On a down note I somwhow deleted my challenge email that I was sooo looking forward to perusing later.

Starting out

January 24th, 2006 at 08:05 pm

I've been hearing about this site for quite awhile. So I decided to try it and see if it helped us save. I am looking for a short blurb explaining how the site works. I suppose the best way to find out is just to start. So far it is a bit overwhelming to try to jump in. The savings comments seem great though.