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Changes

March 1st, 2006 at 06:53 pm

I am reading the Total Money Makeover and have decided to make some changes. I am going to stop saving for a down payment on a house. That money from what I am selling and what i already have is going to go onto a bill right now. I will keep DS2 college going though. He says we should pay off the medical bills even if there is no interest but I think we will make a payment on them and pay off the high interest stuff first. DH has agreed that we will limit how often we go out to eat to once a pay period unless one of us wants to foot the bill on our allowances. I will continue to have a sharebuilder account but it is funded out of my allowance. I am going to keep the account my down payment money was in but I will add to it only out of my allowance. We are also committed to being more careful to stay in the budget. He refuses to let me get a job (even at night while he is home with DS2) and I don't think health wise he should get a second one so that leaves us with one income. He is looking ofr another job which will raise the income and cut down on travel expenses to see grandchildren.) I am going to keep selling anything I can and look at making some crafts to seel at a show in the summer. Christmas gifts for his family will be homemade as are birthday presents. Our children and grandchildren are the only ones we are buying for. We had a visit from a caseworker yesterday and there is a chance we will be adopting a sibling group instead of a single child (WOW HURRAY!!!!) that means we need to sell the car (first we need to pay it off) and save for an inexpensive large van. So Now the challenge for us is pay off CC (with income tax money), pay off car, pay off medical bills, pay off van. Then we can think about saving for a house. Hope the IRS money comes soon!

1 Responses to “Changes”

  1. PrincessPerky Says:
    1141307383

    Sounds like some good changes form the book Smile

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