Not very far admittedly but every little bit helps. DH got a bonus. We put half away for our trip in the fall and I am starting an ING account in his name with part. I'll use one of our invites so we get extra money. Then when the time limit is over we can use the money for something else (like part of a car payment) In addition he got a raise. We are raising the percentage that goes into our 401 K with part of it, raising our tithe as usual (we add a percent every August) and using the rest (about 1@ percent)to pay the incredible heating bills etc we are getting! I am so thankful we were able to pay off the CC debt because the heating bills would have made even minimum payments tough. They tell me spring does happen here and even summer for a day or two but not until most places are sweltering. Oh well I'd just complain about the AC bill if we lived in a warmer place.