We changed our deductable on DH W4 and it did raise our paycheck a bit. He is hoping for a raise so we didn't get too carried away with how high we went. We have a deduction that carries over from last year so we know we will be able to at least break even wit the IRS next year. I think we will be able to pay the bills and still eat this pay period. I am so looking forward to cheaper gas bills and paying off the medical bills so there is some money in the budget. We didn't go on the yearly pay plan with the heat bill because we thought we would be moving before summer. Now we arent' but it isn't cost effective to go on until next winter whihc we expect to be ouw last winter here so we don't want to go on it then either. I need to add up all the medical bills and see exactly how much we owe and how long it will take to clear them. After our trip to Pittsburgh we will be making double car payments which will help also. There are 11 months left on the car I plan on paying it off before our trip to Washington DC.