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Archive for March, 2009

Saving

March 14th, 2009 at 02:15 pm

I at one time had several "investment" accounts. Seems they were more like a round file!! I had several loans on prosper. Out of the 6 I had 2 are paid, one is paying, one defaulted, and two are in collections. I guess I pick poorly. The kicker is the ones who defaulted were the ones with great credit ratings. I had a sharebuilder account for the last 4 years. I lost alot of money there as well. I am reduced to a Ing checking (and college funds and an EF) and an Emmigrant savings. Ah well, live and learn I guess. I also have a thriving Kiva account with several loans that I keep reinvesting. i make another Kiva loan every month.

Spoiled

March 6th, 2009 at 02:12 pm

I am proud of my 5 year old. He told me today that I am spoiling him. We went to the store and I bought each of them a $5.00 surprise (without being asked of course). I also got them shoes (10 each) and him a coat for next winter for 7.00. Shoes and a coat seem a bit of a necessity so don't think that would count as spoiling. I was proud that they asked if they had enough money in their accounts for the things and when I said no never said another word about them. They didn't even know we were stopping for milkshakes on the way home when he told me I was really spoiling him. That made me feel good. He wasn't complaining and never does, when he doesn't get to buy stuff. He just says he will save his allowance. His sister (age 4)is picking up on that and learning to ask less. I felt a bit spoiled myslef cause they stood quietly and let me pick out a new purse and wallet (the old one was falling apart) without complaining or even squirming.

IRS Refund!!

March 6th, 2009 at 06:30 am

What a nice surprise to wake up to! Our IRS refund came in. Promptly put 4K on the credit card bill. I hope to get all credit cards paid off by the end of the year. I got a bill for a card in my name for the yearly fee and I am tempted to cancel it rather than pay it. I haven't used it in years. Have it as an emergency. If something happened to DH I need credit in my name till everything is cleared. I do have another one but both are low balance cards. I'll talk it over with DH when he has more time. For now I am excited that the one card has a balance I can pay off this year if I am careful.