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And so it continues

August 23rd, 2010 at 04:35 pm

I have been tweaking our budget. We need to stick to one better and eliminate our credit card debt. We pay a fourth of our income to credit cards every month and I want to eliminate that. We pay a bit more than the minimum but still I need to pay them off. We are trying to keep our bills down to our income but it is challenging. I have a new budget which should help. We are also going to try to save more every month so visiting kids doesn't run up our debt even more. We also have a mortgage and car payment. We pay a bit more on those every month too. I am getting worried about our 5 year old van. It has alot of miles and we still owe alot of money on it. The house is in an area where lots of houses are going up for sale so am a bit concerned there too. We want to move closer to the grown kids so it is less expensive to visit (and we can do it more) but not sure if the house would sell, if we could even find a job.
I wish I could come up with a way to make money to help with all this. I am a SAHM with no income. No idea how to make money here but with my semi reasonable amount of intelligence I should be able to.
Sigh

Posted in Goals | 3 Comments »

3 Responses to “And so it continues”

  1. Homebody Says:
    August 24th, 2010 at 12:39 am 1282610379
    1282610379

    You are trying to keep your bills down to your income? What does that mean? Maybe you need to rethink the budget and quit paying extra on things if you have to keep charging? Maybe I don't understand?

  2. Jerry Says:
    August 27th, 2010 at 06:14 pm 1282932870
    1282932870

    It is definitely a challenge, and I hate owing money on a car when it is getting up there in miles. Maybe a good used is the way to go next time? Insurance is cheaper, although if you get a lemon then there is a lot of repair costs. The car thing leads to no easy answers, I guess. Good luck!
    Jerry

  3. nanamom Says:
    October 4th, 2010 at 09:07 pm 1286226472
    1286226472

    We went used. Still didn't help all that much.

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