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And so it continues

August 23rd, 2010 at 09:35 am

I have been tweaking our budget. We need to stick to one better and eliminate our credit card debt. We pay a fourth of our income to credit cards every month and I want to eliminate that. We pay a bit more than the minimum but still I need to pay them off. We are trying to keep our bills down to our income but it is challenging. I have a new budget which should help. We are also going to try to save more every month so visiting kids doesn't run up our debt even more. We also have a mortgage and car payment. We pay a bit more on those every month too. I am getting worried about our 5 year old van. It has alot of miles and we still owe alot of money on it. The house is in an area where lots of houses are going up for sale so am a bit concerned there too. We want to move closer to the grown kids so it is less expensive to visit (and we can do it more) but not sure if the house would sell, if we could even find a job.
I wish I could come up with a way to make money to help with all this. I am a SAHM with no income. No idea how to make money here but with my semi reasonable amount of intelligence I should be able to.
Sigh

3 Responses to “And so it continues”

  1. Homebody Says:

    You are trying to keep your bills down to your income? What does that mean? Maybe you need to rethink the budget and quit paying extra on things if you have to keep charging? Maybe I don't understand?

  2. Jerry Says:

    It is definitely a challenge, and I hate owing money on a car when it is getting up there in miles. Maybe a good used is the way to go next time? Insurance is cheaper, although if you get a lemon then there is a lot of repair costs. The car thing leads to no easy answers, I guess. Good luck!
    Jerry

  3. nanamom Says:

    We went used. Still didn't help all that much.

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