I think it will take until after May (at least of this year) to see some flowering in our budget. I am now paying medical bills and we just went to the doctor yesterday again. Of course that was the only doctor we had almost paid off. Someday I want to pay bills and not have any continuing charges for next month. Since we paid off the CC last month we of course have residual interest to pay off this month. On a positive note, our case study should be done in the next week or two, just waiting for recs to come back in the mail. Our plans for Pittsburgh are going well. It will cost a bit but we need a break and it will be awesome to see all the kids and grandkids at once. Not to mention the newest arrival. Now if we can just get everyone healthy. I have been thinking about the car and van payments and I really wnat to start adding to them. The money I am paying the doctors would have been nice but oh well, guess it would be more expensive if I hadn't let them work on me. (DH would be pricing child care and funerals)